Flin Flon Credit Union Mastercard
We offer over 11 different Mastercard options to meet your needs. Whether you require a Student Mastercard, Gold or Platinum Travel Mastercard your Flin Flon Credit Union has the right product for you. Our Mastercards also have various options regarding your annual fee and card benefits. Most approvals are available within 24 hours of signing your application at the branch. Our Mastercards are also available with the CHOICE REWARDS program which may be used to pay for travel, receive merchandise or make charitable donations! Depending on which Mastercard you choose you could enjoy the following features:
Loan features:
Earn CHOICE REWARDS with each purchase or balance transfer (usually at a rate of 1 point per dollar spent). To see what kind of prices are available either drop into the branch and pick up a catalogue or visit www.choicerewards.ca.
You may now earn CHOICE REWARDS points when you use your MemberCard debit card in store for purchases of $20 or more. Drop into the branch to register your cards or for more details!
Personal Loans
Whether you need money to purchase a new or used vehicle, turn your house into a home with a few renovations, or simplify your finances by combining your bills into one low payment your Flin Flon Credit Union has the options and advice to make your decision easy.
Our competitive rates and flexible repayment options make finding the right payment easy. Call us today and book a time with one of our lending specialists and let us recommend to you the best option to save you money.
Loan features:
You can protect your family and your credit with some of the best creditor life and disability insurance available through our partners at CUMIS.
Our great loan rates are made better by our Member Equity Plan. Each year the Board reviews the performance of the FFCU and may rebate a portion of the interest you paid during the year into surplus shares!
Flexible repayment terms from 1 to 10 years depending on collateral.
Use our Life Event Planners Loan Calculator to view different borrowing amounts and amortizations. Click here.
Overdraft / Line of Credit / Home Equity LOC
An overdraft is basically a small line of credit set-up on your chequing account to ensure that you are not caught short unexpectedly for cash.
A line of credit may be used to shop for a vehicle, complete a renovation or pay for school tuition. They are most useful when it is not clear the exact amount needed to be spent but you would like to keep you options open. They require only a low minimum payment each month and have no set pay-off date.
A Home Equity Line of Credit is a one-stop borrowing solution where you use your house as collateral. Perfect for anyone who has accumulated value in their home yet may still need to borrow for different needs such as a new vehicle, vacation trailer, invest in securities or complete a larger home renovation and would like to do so at the best rate available. After approval and set-up borrow for anything, anytime!
Loan features:
All credit lines are available with no monthly maintenance fees. You only pay interest on what you use. Pay the balance off at anytime and borrow up to the limit again.
You can protect your family and your credit with some of the best creditor life and disability insurance available through our partners at CUMIS. You only pay insurance on the total balance, calculated monthly, so if you do not use it, the line of credit costs you nothing.
Our great line of credit interest rates are made better by our Member Equity Plan. Each year the Board reviews the performance of the FFCU and may rebate a portion of the interest you paid during the year into surplus shares!
Mortgages
We offer a full variety of mortgage options at some of the best rates available. Whether you are purchasing an existing home, building brand new or bringing in an RTM to the community you will not find a more convenient and flexible mortgage than ours. With the help of a CMHC refinance you can use the value in your home to reduce your monthly payments. If your mortgage is currently up for renewal at another institution it is worth your while to look at what the difference of membership can bring to you on what is the largest investment most people will make.
Loan features:
Flexible terms available. Choose between open or fixed terms and choose your amortization.
Weekly and bi-weekly payments available to help cut years off your mortgage. Click here for a mortgage calculator.
The widest variety of mortgage insurance protection is available on our products from our high quality insurance partner, CUMIS. Choose from not only competitive life and disability coverage but also get the peace of mind that comes from critical illness and the unique loss of employment coverage. Full details available at the branch.
As with our other borrowing products, our mortgages benefit from not only great rates but our Member Equity Plan. Each year the Board reviews the performance of the FFCU and looks to rebate a portion of the interest you paid during the year into surplus shares!
