FFCU Personal Account Pricing - August 2008
Information Personal account pricing for August 2008 can be read by clicking here.
Account features:
FFCU perService Chequing
For people who want the convenience of a chequing account but complete only a few transactions a month.
Account features:
A low monthly fee of $2.50 pre-pays 4 transactions.
Extended Warranty and 90 Day Buyer Protection available on all MemberCard debit card purchases and in store purchases made by cheque.
CHOICE REWARD points available to be earned with qualifying debit card purchases. A FFCU MasterCard is required to collect points.
FFCU eService Chequing
For members who prefer to use only the self serve options such as the ATM, INTERAC direct payment, CU@home.
Account features:
A monthly fee of $9.50 prepays up to 50 self serve transactions.
Extended Warranty and 90 Day Buyer Protection available on all debit card purchases and in store purchases made by cheque.
CHOICE REWARD points available to be earned with qualifying debit card purchases. A FFCU MasterCard is required to collect points.
$10 annual discount on a safety deposit box rental.
FFCU ourService Chequing
For people who perform a mix of self serve, full serve and chequing transactions each month and may ocassionally purchase a money order.
Account features:
A monthly fee of $12.50 prepays 30 self serve transactions and 30 full serve or cheque transactions each month.
1 free money order per month.
$20 annual discount on a safety deposit box rental.
Extended Warranty and 90 Day Buyer Protection available on all MemberCard debit card purchases and in store purchases made by cheque.
CHOICE REWARD points available to be earned with qualifying debit card purchases. A FFCU MasterCard is required to collect points.
FFCU allService Chequing
For members looking for unlimited access to their funds through all channels for one low monthly fee. A person who lives outside of the Flin Flon area or regularly purchases money orders each month may also be interested in this account.
Account features:
Unlimited self serve and full serve transactions for a monthly fee of $15.50.
2 free money orders per month.
Up to 2 INTERAC ATM cash withdrawals with no FFCU surcharge (regularly $1.25). Other Financial Institution fee would still apply.
$20 annual discount on a safety deposit box rental.
Extended Warranty and 90 Day Buyer Protection available on all MemberCard debit card purchases and in store purchases made by cheque.
CHOICE REWARD points available to be earned with qualifying debit card purchases. A FFCU MasterCard is required to collect points.
All-In-One Chequing
For the member who keeps a high balance in their chequing account.
Account features:
Monthly fee of $2.50 per month and per transaction pricing. With a minimum monthly balance maintained of $10,000 the $2.50 is waived and 35 transactions are pre-paid.
Earn interest on every dollar in the account, calculated daily, paid monthly on the highest interest tier reached each day.
Extended Warranty and 90 Day Buyer Protection available on all MemberCard debit card purchases and in store purchases made by cheque.
CHOICE REWARDS points available to be earned with qualifying debit card purchases. A FFCU MasterCard is required to collect points.
Regular Savings
For members looking to earn interest on their funds but keep them accessible if needed. Would have little or no activity each month.
Account features:
Interest earned monthly on the minimum balance & paid semi-annually on June 30th and December 31st.
Interest rate is higher than Plan 24 Savings.
No monthly maintenance fees.
Plan 24 Savings
For members who are looking to earn interest on their deposits but wish to have it accessible and may have a couple of transactions each month.
Account features:
Interest calculated daily and paid monthly.
2 free transactions per month.
No monthly maintenance fees.
Fat Cat Children's Savings
For our smallest members aged zero to 12. Start them out early with a pre-authorized transfer set-up from mom and dad's chequing account to your child's very own account. They can use their account passbook to keep track of their savings!
Account features:
Interest calculated daily and paid monthly.
Up to 10 withdrawals each month and as with all of our accounts their is never a charge for a deposit. Make a small one everytime you visit the branch.
Youth Chequing or Savings
For members you may be beginning to gain more control over their finances our youth accounts provide convenience and value to those aged 13 to 17.
Account features:
Up to 25 withdrawals per month at no charge on either Youth Chequing or Savings.
Youth Savings is paid interest which is calculated daily and paid monthly.
MemberCard debit cards are available for youths with reduced limits for their protection and access to CU@home Internet Banking. Some youth may require parent or guardian's signature to issue the debit card.
Student Chequing
For members 18 or over who are attending a post-secondary school. Proof of enrollment may be required, benefits last for 12 months.
Account features:
Up to 50 Self Serve transactions are prepaid for the low fee of $2.50.
Up to 2 INTERAC ATM cash withdrawals with no FFCU surcharge (regularly $1.25). Other Financial Institution fee would still apply. Perfect for students studying outside of Flin Flon.
Extended Warranty and 90 Day Buyer Protection available on all MemberCard debit card purchases and in store purchases made by cheque.
CHOICE REWARD points available to be earned with qualifying debit card purchases. A FFCU MasterCard is required to collect points. Student MasterCard's are available with $500 limits. Ask us for details.
Golden Chequing or Savings
For members who have reached the magic age of 60. You have your choice of regular Chequing, All-In-One Chequing, Golden Regular Savings or Golden Plan 24 Savings.
Account features:
Unlimited number of self serve or full serve withdrawals.
2 free money orders per month.
$10 annual discount on a safety deposit box rental.
Extended Warranty and 90 Day Buyer Protection available on all MemberCard debit card purchases and in store purchases made by cheque.
